Grupo One97 Communications Limited

Develops software application and provides information technology consulting services

Develops and operates an online platform for booking movie tickets

Provides digital payment solutions

Provides investment and wealth management services

Operates as an insurance brokerage firm that provides car, bike and life & health insurance services

Provides online movie tickets booking services

Provides technology and loyalty solutions

Part of One 97 Communications Ltd., Paytm Services Pvt Ltd. is a digital payments and Indian financial services company offering a platform for consumers and merchants. The company operates a digital loan distribution model in partnership with financial institutions and manages credit risk through features like default loss guarantee. The company is based in UP. Its services include mobile recharges, bill payments, ticket bookings for flights, trains, buses, movies, and events, as well as financial products such as personal loans, credit cards, insurance premium payments, mutual funds, pension schemes, equity broking, and wealth management. Paytm supports multiple payment methods including UPI, cards, net banking, and its own wallet, accessible via Android and iOS apps. For merchants, Paytm provides payment gateway solutions, QR codes, POS devices, business lending, and monetizes through merchant discount rates, convenience fees, and subscription revenues from devices like Soundbox. It also offers marketing services, advertising, and loyalty programs.