Brian Schmitt

Federal Home Loan Bank of Atlanta provides financing, community development grants and other banking services. It offers credit products, including advances, such as adjustable rate credit, fixed rate credit, and daily rate credit advances, as well as callable, hybrid, convertible, capped and floored, and expander advances; and irrevocable standby letters of credit. The company also provides community investment services, such as Affordable Housing Program, which provides direct subsidy funds or subsidized advances to members to support the financing of rental and for-sale housing for very low and moderate-income individuals and families. The company was founded in 1932 and is headquartered in Atlanta, GA.

Heritage Financial Group, Inc. operates as a bank holding company, which provides commercial banking, retail banking, mortgage banking and wealth management activities through its subsidiary, HeritageBank of the South. It provides credit based products, deposit accounts, corporate cash management, investment support and other services to commercial and retail clients. The company operates its business through two segments: Banking and Mortgage Banking. Heritage Financial Group was founded in May 2010 and is headquartered in Albany, GA.

SouthCrest Financial Group, Inc. is a bank holding company, which engages in the provision of a suite of retail, private, entrepreneurial, commercial, and online banking services. The company was founded on August 15, 1996 and is headquartered in Atlanta, GA.

SouthCrest Bank, NA engages in the provision of retail, private, entrepreneurial, high-net-worth, commercial, and online banking services. It offers checking, savings, money market, certificate of deposit, consumer and commercial loans, credit cards, treasury services, and electronic banking services. The company was founded in 1910 and is headquartered in Atlanta, GA.

Colony Bank operates as a state chartered commercial bank. The company is headquartered in Fitzgerald, GA.