Ernst Krehan

Provides private banking services

Schedlhammer Capital's investment style is conservative and risk-averse, following a value-oriented approach with a view to long-term development and the preservation of capital. Their focus is on socially responsible investments. The firm selects investment opportunities based on outsourced financial analysis and fundamental research. They perform bottom-up or top-down selection depending on market sectors.

UCM is a conservative, risk-averse investor. At the core of the firm's investment process is asset allocation, which is determined at the beginning of each quarter. Decision makers meet once a week to analyze the newest market trends and eventually make minor changes to the asset allocation strategy. The firm uses external databases to assist decision makers, who are also in direct contact with the companies and the portfolio managers of the funds in which they invest. They primarily invest in corporate and government bond funds, while they also invest in global equity funds.