Kerry E. Wate

Summit Capital Management's active asset management approach is based on a value-oriented investment philosophy that seeks preservation of capital and solid risk-adjusted returns in all market environments. The firm employs a multi-strategy, globally-oriented investment program that invests in the asset classes, investment vehicles and underlying securities that are most attractive from a fundamental value perspective at various points throughout a full market cycle. The firm's style is most synonymous with endowments and foundations targeting total return allocated across a full spectrum of asset classes through both direct and indirect active investment management.

BNY Mellon Wealth Management believes that consistently superior returns can be achieved through a focus on superior stock selection. The firm combines asset classes that unite long-term views, short-term insights and a robust design to help clients successfully achieve their goals in a variety of market environments.

Functions as a College/University

Sparta Asset Management employs a growth investment approach. The firm invests primarily in the stocks of US small-cap companies in the electronic technology, health technology and technology services sectors. the firm maintains a medium turnover rate

OIM manages fixed-income accounts with various investment strategies. For each strategy, the investment process begins with an understanding of the client’s needs and objectives. Security selection is bottom-up and focuses on optimal bond selection. In selecting core holdings, portfolio managers look for higher yields than the strategy’s benchmark, shorter maturities, stable fundamentals, and long holding periods. The portfolio manager’s decision to sell a security involves many factors, which include whether the risk or return becomes unfavorable, an attractive alternative is available, deteriorating credit fundamentals, portfolio balancing is required, and client-specific needs.