Patrick J. Sullivan

Santander Holdings USA, Inc. is a parent holding company, which engages in the provision of banking services through Santander Bank. It operates through the following segments: Consumer and Business Banking; Commercial and Industrial Banking; Commercial Real Estate and Vehicle Finance; Corporate and Investment Banking; Santander Consumer USA Holdings Inc. and its subsidiaries (SC); and Other. The Consumer and Business Banking segment include consumer and business banking customers, including consumer deposit, business banking, residential mortgage, unsecured lending and investment services. The Commercial and Industrial Banking segment comprises commercial lines, loans, letters of credit, receivables financing, and deposits to medium- and large-sized commercial customers. The Commercial Real Estate and Vehicle Finance segment covers commercial loans to dealers and financing for commercial equipment and vehicles. The Corporate and Investment Banking segment focuses in the investment banking, institutional sales, and trading and offering research reports of Latin American and European equity and fixed-income securities. The SC segment encompasses consumer finance company focused on vehicle finance and third-party servicing. The Other segment involves in the certain unallocated interest expense on the company's borrowings and other debt obligations and certain unallocated corporate income and indirect expenses. The company was founded in 1987 and is headquartered in Boston, MA.

Howard Bank, headquartered in Ellicott City, MD, is a growth-focused community bank serving businesses, professionals and individuals in the Greater Baltimore area through seven full service branches and regional offices in Annapolis and Towson, MD, and mortgage operations throughout the Central Maryland area.

Legacy Bancorp, Inc. is the holding company for Legacy Banks. It offers various deposit products, including checking, regular savings, money market deposits, individual retirement accounts, and time deposits, such as certificate of deposit accounts. It also offers insurance and investment products and services, investment portfolio management, debit and credit card products, and online banking services. The company was founded on October 26, 2005 and is headquartered in Pittsfield, MA.

Legacy Banks is a community bank serving the people of Western Massachusetts and Eastern New York. The company has a long history in the region, over 150 years, and has built a reputation for sound advice and responsible financial practices. They get to know their neighbors and develop personalized financial solutions to help them reach their goals. Legacy Banks are part of the community - and their customers' successes are their successes.

People's United Bank, N.A. is engaged in providing financial services. It offers checking, savings, mobile banking, small business, commercial and wealth management products and services. The company was founded in 1842 and is headquartered in Bridgeport, CT.