Richard Harding

Territory Insurance Office provides insurance services for individuals and businesses in the Northern Territory. The company is based in Darwin, Australia. Established in 1979, TIO offers a range of insurance options including car, home, business, travel, and boat insurance. The Australian company also provides worker's compensation insurance for businesses that employ or hire workers in the Northern Territory. TIO is ultimately controlled by the State of Northern Territory.

Tower provides insurance services. It specializes in the local area and has helped customers through major fires, earthquakes, floods, cyclones and more. The company was founded in 1980 and is headquartered in Apia, Samoa.

Insurance Council of New Zealand operates as a fire and general insurance company. The company was founded in 1895 and is headquartered in Wellington, New Zealand.

Tower Insurance (Fiji) Ltd. provides insurance services. It offers business insurance, travel insurance, motor insurance, contents insurance and house insurance, The company is headquartered in Suva, Fiji.

Part of Alpha Insurance Ltd., TOWER Insurance (PNG) Ltd. was fully acquired and incorporated into Alpha Insurance PNG on October 27, 2022 for $6.24 million. The company is based in Port Moresby, Papua New Guinea. All policies have transferred to Alpha Insurance on the same terms and conditions until the next renewal, and all active claims files have been passed to Alpha Insurance for completion of assessment and settlement. All Tower Insurance PNG staff have also been transferred to Alpha Insurance.