Amy Essex

First Federal of Northern Michigan Bancorp, Inc. operates as a bank holding company, which engages in the provision of financial services to individuals, families, and businesses. Through First Federal of Northern Michigan, its services includes residential mortgage loans; commercial real estate loans; commercial business loans; consumer loan;s investment securities; and mortgage-backed securities. The company was founded in November 2000 and is headquartered in Alpena, MI.

Besser Co. manufactures and supplies complete production systems and equipment for all areas of the concrete products industry. It offers batching and mixing, concrete block, concrete paver and concrete pipe machines, precast forms, molds, product handling, curing, concrete product finishing, testing, product upgrades, castings and used equipment. The company serves the masonry, hardscape, pipe and precast markets. Besser was founded by Jesse Besser in 1904 and is headquartered in Alpena, MI.

First Federal of Northern Michigan provides banking services. The company is based in Alpena, MI.

Citizens National Bank of Cheboygan operates as a full-service independent community bank. It offers personal and business services, loans and credit, wealth management, and e-services. The company was founded on January 24, 1931 and is headquartered in Cheboygan, MI.