Desmond V. Lloyd

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.

Somerset Hills Bancorp is a bank holding company. The company through its wholly owned subsidiary, Somerset Hills Bank, provides commercial banking services. It offers various services including, personal and business checking accounts, time deposits, money market accounts and regular savings accounts. The bank's loan portfolio comprises short to medium term commercial business, high net worth individuals, professional practices and consumer and retail customers. It operates through two reportable segments: Community Banking and Mortgage Banking. The Community Banking segment activities include acceptance of deposits from the general public, origination of mortgage loans secured by residential and commercial real estate, commercial and consumer loans and investment in debt securities, mortgage-backed securities and other financial instruments. The Mortgage Banking segment provides mortgage-banking services to customers on behalf of investor companies through Sullivan Financial Services, Inc. Somerset Hills was founded in 1997 and is headquartered in Bernardsville, NJ.