Ian Larkin

Hotel Chocolat Ltd. manufactures and sells chocolates and cocoa products. It offers a collection of cabinets, tablets, selectors, sleeksters, and boxed chocolates; and drinks and savoury cocoa products. The company was founded by Angus Thirlwell and Peter Harris in 2004 and is headquartered in Royston, the United Kingdom.

HBOS Plc engages in the provision of retail and commercial banking services, mortgages, insurance, and investment services. The company was founded on May 3, 2001 and is headquartered in Edinburgh, the United Kingdom.

Experian Ltd. provides credit information and analysis to companies. Its products include Creditmatcher, CreditExpert, and Statutory credit report. The firm also offers credit cards, mortgages and loans. The company was founded on March 22, 1960 and is headquartered in Nottingham, the United Kingdom.

Bank of Scotland Plc provides banking and financial services. Its services include current accounts, savings, mortgages, credit cards, and unsecured loans to personal and business banking customers; and lending, transactional banking, working capital management, risk management and debt capital markets services to commercial customers. The company was founded on July 17, 1695 and is headquartered in London, the United Kingdom.

NatWest Markets Plc engages in the provision of banking and financial services. It operates through the NatWest Markets and Central Items and Other segments. The NatWest Markets segment offers trading, risk management, and financing solutions. The Central Items and Other segment includes corporate functions and other activity of the firm. The company was founded on October 31, 1984 and is headquartered in London, the United Kingdom.

Homeloan Management Ltd. operates as mortgage outsourcing provider. It also offers asset trading support, interest-only strategies, credit management and mortgage origination. The company was founded on January 28, 1988 and is headquartered in Bristol, the United Kingdom.

Caversham Finance Ltd. retails home electronic and domestic appliances and household furniture. It offers a range of top brand technology from Smart 3D LED TVs and laptops to the latest washing machines, as well as stylish sofas and bedroom furniture. The company was founded in 1963 and is headquartered in Watford, the United Kingdom.

Brighthouse Group Ltd. engages in the sale of domestic appliances, technology products, and furniture. It offers home electronics, computing systems, mobiles, bedroom and home cleaning products, audio systems, and household furniture. It also provides branded products to credit-constrained customers, through affordable weekly payments. The company was founded in April 1994 and is headquartered in Watford, the United Kingdom.

Founded in 2007, BrightHouse Holdings Ltd. is a British company specialized in the retail sale of electrical household appliances. Part of B15 Group Ltd., the company is based in Watford, UK.

Part of B15 Group Ltd., BrightHouse Ltd. works with IT service departments to improve IT performance through employee and customer experience. The company is based in Watford, UK, and the CEO is Hamish Stewart Paton. The British company focuses on measuring digital employee experience (DEX) and offers Managed Services to complement it. BrightHouse uses questioning techniques and observations to assess DEX against an independent scoring mechanism. The company emphasizes the importance of good DEX in the world of remote workspaces and hybrid working.

Freedom Finance Ltd. operates as a consumer credit broker that provides personal finance solutions in the United Kingdom. It offers unsecured loans, secured loans, debt consolidation loans, homeowner loans, holiday loans, car loans, home improvement loans, home furnishing loans, business loans, wedding loans, purchase freehold loans, caravan or motor home loans, medical bill loans, balance transfer loans, and additional property loans. The firm also provides brands with solutions in the areas of application platform provisions with an integrated loan quotation; contact centre and processing operations outsourcing; scorecard development and hosting; personal loan decline referrals; and alternative unsecured loans sourcing aspects. The company was founded in 2007 and is headquartered in Manchester, the United Kingdom.

Freedom Acquisitions Ltd. provides loans and financial services. The private company is based in London, UK.

Freedom Mortgages Ltd. provides loans and insurance services. The company was founded on March 17, 2016 and is headquartered in Doncaster, the United Kingdom.

Part of Kohlberg Kravis Roberts & Co. LP, Optimum Credit Ltd. is a British company that offers a wide selection of mortgages for people with bad credit, defaults, or CCJs. The company is based in Dumfries Place, UK. With their manual underwriting process, they look beyond a bad credit score. The company was founded in 2014, and the CEO is Sam Marshall. Optimum Credit was acquired by Pepper Money Ltd. on August 19, 2019.

Part of B15 Group Ltd., BrightHouse FinCo Ltd. is a British financing company. The company is based in St. Helier, UK. Founded in 2018, BrightHouse FinCo operates as a financing company.

Part of Hotel Chocolat Group Plc, Hotel Chocolat Retail Ltd. is a British company that manufactures and retails chocolates and confectionery products. The company is based in Royston, UK. Hotel Chocolat Retail was founded in 2009.

Brighthouse Midco Ltd. is a holding British company founded in 2018 that operates through its subsidiaries to provide financial and insurance brokerage services. The private company is based in Watford, UK.

U Money Plc is a holding company which engages in the management of its subsidiaries. It offers home collected credit and digital products. The company was founded on June 24, 2021 and is headquartered in Nottingham, the United Kingdom.

Part of B15 Group Ltd., Caversham Trading Ltd. is a British company that retails furniture, lighting and related household products. The company is based in Watford, UK and was founded in 2005.