James A. Wilson

Bay Banks of Virginia, Inc. is a bank holding company, which engages in the provision of financial services through the Bank of Lancaster and Bay Trust Company. Its products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, individual retirement accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, credit cards, online banking, telephone banking, and mobile banking. The company was founded on February 10, 1997 and is headquartered in Richmond, VA.

Virginia BanCorp, Inc. operates as a bank holding company. It offers retail and commercial banking, investment services, and mortgage banking. The company was founded on December 3, 2001 and is headquartered in Petersburg, VA.