John Kimbrough

eCommLink enables program managers and financial institutions to maximize revenue from their prepaid debit programs. Its flexible prepaid processing platform, innovative features and industry experience allow clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. To accomplish this, eCommLink utilizes a multi-tiered technology approach. At its core is a secure, scalable processor fully dedicated to Prepaid that handles all card transactions and network communication. Built on top of this is the STAX framework, which enables clients to build custom programs based on their exact business and market requirements. Within its system, clients can select and define value added feature sets (i.e. bill pay, integrated third party benefits, savings purses, etc.), program delivery methods (physical, mobile and/or virtual), cardholder interactions, processes, reports, and administrative and access controls. By building within this framework, eCommLink.s clients can enter the card marketplace quickly and at a much lower cost than with traditional card programs. Today, eCommLink.s prepaid platform is the foundation for a multitude of prepaid debit solutions around the world, including solutions for PULSE EFT, Discover and other leading companies. They support the full array of prepaid debit card programs, including general spend, payroll, corporate, teen/family, travel, government and gift cards. eCommLink is a privately held company based in Las Vegas, Nevada where it employs 70 people with extensive experience in the payments industry.

Part of AVL List GmbH, AVL Deutschland GmbH is a leading Austrian mobility technology company that specializes in development, simulation, and testing in the automotive industry and other sectors. The company is based in Graz, Austria. AVL Deutschland offers highly accurate dynamic environment-measurement for ADAS/AD validation and supports clients in their transformation process with holistic advice, innovative development, and testing solutions. The company's services range from individual components to software and integrated systems, with a focus on meeting the rising demand for e-drive solutions to create a greener, safer, and better world of mobility.