Eriko Kawajiri

The Hokuetsu Bank, Ltd. engages in the provision of financial services. It operates through the following segments: Banking, Leasing, Credit Guarantee, and Others. The Banking segment handles domestic and foreign exchange, trading and investments, deposits, loans, and securities. The Leasing segment performs leasing services. The Credit Guarantee segment offers credit guarantee services. The Others segment deals with credit card business and research information on economics and communities. The company was founded on December 20, 1878 and is headquartered in Nagaoka, Japan.

HCS Holdings Co., Ltd. operates as a holding company that engages in the management of its group companies which provides the information services, ERP (Enterprise Resource Planning) services, digital marketing and its related businesses. Its operations are carried out through the following segments: Information Services Business, ERP Business and Digital Marketing Business. The Information Services Business segment engages in the systems integration, platform solutions and master file solution services. The ERP Business segment provides the SAP (Systems Applications and Products) introduction support and development; and RPS (Resource Planning Support) services. The Digital Marketing Business segment provides the marketing and package solution services. The company was founded on July 1, 2016 and is headquartered in Tokyo, Japan.