Federico Flórez Gutiérrez

Banca March SA provides commercial banking services. The firm’s services include savings, deposit, and checking accounts, issuing credit card, corporate finance, personal loans, mortgages, life insurance and investment fund management. It also renders stock broking and market advisory services. The company was founded by Juan March Ordinas in 1926 and is headquartered in Palma de Mallorca, Spain.

Dragados SA provides construction and infrastructure development services. The company constructs highways, airports, marine works, hospitals, sports stadiums, and commercial buildings. It has operations in Europe, the Middle East, Mexico, and the United States. The company is headquartered in Madrid, Spain.

March-JLT Correduría de Seguros y Reaseguros SA provides insurance brokerage services. It offer services to engineers, architects, lawyers, and actuaries. The company support to clients in claims management from the time of its occurrence and declaration until its resolution in the best conditions. The company was founded in 1939 and is headquartered in Madrid, Spain.

Part of Banca March SA, March Gestión de Pensiones EGFP SA provides investment advice. The company is based in Madrid, Spain. José Luis Acea Rodríguez has been the CEO of the Spanish company since 2010.

Fundación Bancaria Caixa d'Estalvis i Pensions de Barcelona operates as a banking foundation. It offers retail banking services such as savings accounts, deposits, pension, and insurance, as well as private banking and financial advisory, including personalized investment strategies and portfolio management. The company was founded in 1904 and is headquartered in Barcelona, Spain.

Consulnor SA provides investment and financial advisory services. Its services portfolio includes investment funds. The company was founded on June 22, 1972 and is headquartered in Bilbao, Spain.

March Asset Management SGIIC SAU (March AM) is the Madrid-based asset management subsidiary of Banca March SA, ultimately owned by the March Delgado Family in Spain. Established in 2000, the firm is an investment boutique that specializes in selecting companies, as well as fixed-income in the Euro zone. They offer investment funds, discretionary portfolio management and Spanish and Luxembourg Sicavs.

Part of Ferrovial SE, Ferrovial Construction (UK) Ltd. is a construction company based in London, UK. Ferrovial Construction has a century of experience in the construction industry and has been involved in major projects around the world, such as Heathrow Airport's T2, the Canadian Highway 407 ETR, and the Guggenheim Museum. The British company has a focus on sustainability and innovation, with initiatives in areas such as mobility, data-driven engineering, and digitalization. Ferrovial Construction is part of Ferrovial's aim to update its brand and achieve better penetration in Anglo-Saxon markets. The company was founded in 2006 and is led by CEOs Ignacio Clopes Estela and Mario Nieto Mostoles.

Part of Ferrovial SE, Ferrovial Construction Ireland Ltd. is a construction company based in Dublin, Ireland. The Irish company has a century of experience in the construction industry and has been involved in major projects around the world, such as Heathrow Airport's T2, the Canadian Highway 407 ETR, and the Guggenheim Museum. The company has a sustainability strategy that includes goals for carbon footprint, water footprint, biodiversity, and natural capital. The company also prioritizes corporate social responsibility, health, safety, and wellbeing, human rights, community impact, customer and user experience, supply chain governance, and compliance program. The company has changed its name from Ferrovial Agroman to Ferrovial Construction to achieve better penetration in Anglo-Saxon markets. Mario Nieto Mostoles has been the CEO of the company since 2007.

Part of Telefónica SA, Telefónica de España SA is a company based in Madrid, Spain. The Spanish company provides a program called ADR, which allows access to the American Depositary Receipts of Telefónica with a US certificate of the shares.

Telefonica Moviles Espana SA provides mobile communication services. It operates under the trade name Movistar, offering a range of wireless services, including international roaming, and wireless Internet and data communication. The company has alliances with T-Mobile International, Telecom Italia Mobile, and Orange SA. Telefonica Moviles Espana was founded on February 14, 2000 and is headquartered in Madrid, Spain.

Part of Telefónica SA, Telefónica Investigación y Desarrollo SA is a company based in Madrid, Spain. The Spanish company engages in research and development of internet of things.

Telefónica Internacional operates as a holding company with interests in the telecommunications industry. The firm is based in Madrid.

Part of Telefónica SA, Sudestecel Participações SA provides cellular telecommunications services.

Ydilo Advanced Voice Solutions SA provides voice solutions using natural language recognition technologies. It engages in the management and automation of customer care business processes and value-added services, using the state-of-the-art technologies for mobile devices, speech recognition and multi-channel customer interaction analysis. It offers automated surreys, IVRs and voice portals, sales manager app and digital magazine products. The company’s products and solutions enable telecommunications operators, banks, public administration, contact centers and other large enterprises to automate their customer care and other business processes through any device. Ydilo Advanced Voice Solutions was founded by Domingo Jesús López Montesdeoca, Carrasco Francisco Fernandez, Nordstrom Arturo Lizon and Francisco Javier Álvarez Vara in 1999 and is headquartered in Las Rozas, Spain.

Perlora Inversiones SICAV SA provides financial and investment services such as securities and properties. The company was established on June 28, 2000 and is headquartered in Madrid, Spain.

Bankinter Foundation of Innovation The report focuses on drawing conclusions about the potential socioeconomic impact of the trend discussed, particularly as it affects Spain, in order to communicate pragmatic, down-to-earth knowledge to our target audience. The company is headquartered in Madrid, Spain.

Segur Iberica SA is a holding company engaged in the provision of security and surveillance services. It offers security program consulting and planning, private protection personnel, event security, and explosive device transportation. It also provides security systems installation, operation, and maintenance, as well as professional training and certification. Its clients include businesses in the government, energy, telecommunications, and banking serctors. The company was founded in 1978 and is headquartered in Madrid, Spain.