Jonathan Ruan Fletcher

Bankers Trust Co. is an asset management headquartered in Des Moines, Iowa. The firm was founded in 1917 and is a subsidiary of BTC Financial Corp. The firm serves as a trusted partner for individuals’ comprehensive financial planning, trust and fiduciary needs.

EMC Insurance Group, Inc. is an insurance holding company, which engages in the operation and sale of commercial lines of property and casualty insurance to small and medium-sized businesses. It operates through Property and Casualty Insurance and Reinsurance segments. The Property and Casualty Insurance segment includes both commercial and personal lines of insurance with a focus on medium-sized commercial accounts. The Reinsurance segment offers reinsurance for other insurers and reinsurers. The company was founded in 1974 and is headquartered in Des Moines, IA.

Ruan Transportation Management Systems, Inc. provides contract carriage, logistics management and bulk transportation services for customers across the United States. It also provides supply chain solutions. The company serves the retail, manufacturing, grocery, bulk earth products, bulk food grade, metals, food processing, waste, chemicals, medical supplies, and dairy industries. The firm was founded by John Ruan in 1932 and is headquartered in Des Moines, IA.

BTC Financial Corp. operates as a bank holding company. It provides private banking, trust, asset management and retirement plan services. The firm also offers family residential mortgages, business, construction & land development and commercial real estate loans. The company was founded in 1965 and is headquartered in Des Moines, IA.

BTC Capital Management, Inc. (BTC Capital) is a registered investment advisor headquartered in Des Moines, Iowa. The firm was founded in 2003 and is owned by BTC Financial Corp. BTC Capital provides discretionary investment management services, non-discretionary investment management services, and advisory/consulting services to their clients both directly and as a sub-advisor on behalf of other entities. Their clients include individuals, trusts, retirement plans, businesses, government entities, foundations, endowments, investment companies, private funds and other institutional clients.