Joseph C. Powell

UCAP, Inc. currently operates a multi-state banking operation through United Capital Mortgage Corp., a wholly owned subsidiary and has a national on-line mortgage presence. The goal of the company is to become a national leader in the mortgage banking industry by continuing to expand its business internally, expand externally by acquiring existing mortgage operations and increase overall loan productivity by process standardization and employing new and conventional Internet-based technology.

UCAP, Inc. currently operates a multi-state banking operation through United Capital Mortgage Corp., a wholly owned subsidiary and has a national on-line mortgage presence. The goal of the company is to become a national leader in the mortgage banking industry by continuing to expand its business internally, expand externally by acquiring existing mortgage operations and increase overall loan productivity by process standardization and employing new and conventional Internet-based technology.

UCAP, Inc. currently operates a multi-state banking operation through United Capital Mortgage Corp., a wholly owned subsidiary and has a national on-line mortgage presence. The goal of the company is to become a national leader in the mortgage banking industry by continuing to expand its business internally, expand externally by acquiring existing mortgage operations and increase overall loan productivity by process standardization and employing new and conventional Internet-based technology.

UCAP, Inc. currently operates a multi-state banking operation through United Capital Mortgage Corp., a wholly owned subsidiary and has a national on-line mortgage presence. The goal of the company is to become a national leader in the mortgage banking industry by continuing to expand its business internally, expand externally by acquiring existing mortgage operations and increase overall loan productivity by process standardization and employing new and conventional Internet-based technology.