Niklas Apellund

Enfuce Financial Services Oy is a Finnish fintech company that offers secure, compliant, and scalable payment services to fintechs, banks, and merchants. Enfuce is based in Espoo, Finland, and has subsidiaries in Finland. The company provides easy-to-integrate APIs, transparent transaction data, and real-time account management to launch modular, flexible, and feature-rich debit cards. The company also offers My Carbon Action, a carbon footprint calculator that helps customers cut and compensate for their CO2 emissions. The company was founded in 2007 by Monika Liikamaa, Denise Koskinen, and Niklas Apellund, and Denise Koskinen has been the CEO since 2007.