Patrick Oliver Luthi

Cardano Risk Management Ltd. provides investment services. It offers fiduciary, risk management, investment advisory services to pension funds, insurance companies and other organizations. The company was founded in 2000 by Kerrin Rosenberg and Theo Kocken and is headquartered in London, the United Kingdom.

Cardano Group engages in the provision of engineering and consulting services. The company was founded by Theodorus Petrus Kocken and is headquartered in Brisbane, Australia.

Lincoln International LLP operates as an investment bank specializes in advisory services. It offers merger and acquisition, debt advisory, growth equity, special situations, joint ventures and partnering, valuations and opinions, and other advisory services. It serves in the area of aerospace and defense, automotive and truck, building and infrastructure, business services, chemicals, consumer, distribution, electronics, energy and power, financial institutions, food and beverages, healthcare, packaging and technology and media industries. The company was founded in 1996 and is headquartered in London, the United Kingdom.

Lincoln Pensions Ltd provides covenant advisory services. It offers credit risk analysis, corporate finance, corporate banking, actuarial, legal and regulatory advice. The company was founded by Alex Hutton-Mills and Darren Redmayne in 2008 and is headquartered in London, the United Kingdom.

Part of Cardano Holding Ltd., Cardano Risk Management BV is a Dutch company that measures and minimizes the CO2 emissions of its own business. The company is based in Rotterdam, Netherlands. The company compensates for all emissions that they cannot prevent, making them carbon neutral. Cardano and ACTIAM will merge into one company, Cardano, starting from June 1, 2023. The company was founded in 2000 by Theo Kocken. Harold Naus has been the CEO of the company since 2014.

ING Bank NV engages in the provision of banking, investment, life insurance, and retirement services. It operates through the following segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking, and Corporate Line Banking. The Retail Netherlands segment offers current and savings accounts, business lending, mortgages, and other consumer lending in the Netherlands. The Retail Belgium segment focuses in the retail and private banking activities in Belgium and offered services like the Netherland segment. The Retail Germany segment consists of current and savings accounts, mortgages, and other customer lending. The Retail Other segment comprises income from retail banking activities in the rest of the world, including the SME and mid-corporate segments. The Wholesale Banking segment include income from wholesale banking activities (a full range of products is offered from cash management to corporate finance), real estate, and lease. The Corporate Line Banking segment comprises corporate line banking and the run-off portfolio of Real Estate. The company was founded in 1991 and is headquartered in Amsterdam, the Netherlands.

Cardano Asset Management NV (CAM) is an asset management firm headquartered in Rotterdam, Netherlands. The firm was founded in 1997 when the investment management activities of De Hollandse Koopmansbank and the investment management department of SNS Bank merged. They were acquired in 2022 by Cardano Risk Management BV, which is owned by Cardano Holding Ltd. in Great Britain. The firm was formerly known as ACTIAM NV and rebranded to Cardano in 2023. The firm offers sustainable investment strategies and solutions to insurance companies, pension funds, banks and distribution partners. CAM is a signatory to the United Nations Principles of Responsible Investing (UNPRI).

Part of Cardano Risk Management Ltd., NOW: Pensions Investment Ltd. is a British company that provides workplace pensions for millions of members and tens of thousands of employers. The company is based in London, UK. The company explains the basics of pensions, how auto enrolment works, and the different types of pensions including the State Pension. The company campaign for pension equality and offers a Retirement Countdown Fund that aims to protect members' pension savings from falling in value before they're turned into retirement benefits. The company was founded in 2011 by Niels Morten Nilsson. Patrick Luthi has been the CEO of the company since 2019. NOW: Pensions Investment was acquired by Cardano Risk Management Ltd. from ATP Arbejdsmarkedets Tillægspension on September 30, 2019.