Scott A. Wallace

The Group's principal activity is to originate real estate loans secured by income producing properties. It also accepts customer deposits through certificates of deposits, money market, passbook and demand deposit accounts. Its lending activity includes commercial and multi-family real estate loans, as well as other types of secured commercial loans. It operates through six retail branches in California, a branch in Carson City, Nevada and a branch in Baltimore, Maryland, along with 25 loan origination offices serving the Western United States, the Southeast region, the Mid-Atlantic region, the Ohio Valley, the Metro New York area and New England. It operates in the United States.