Albert N. Olsen

MSB Financial Corp. is a bank holding company, which engages in the provision of traditional deposits and lending services through the Bank. It operates through the following segments: Residential Mortgage, Commercial Real Estate, Construction, Commercial and Industrial, and Consumer. The Residential Mortgage segment offers four-family loans, which are first liens, and home equity loans, which consist of first and second liens. The Commercial Real Estate segment consists of owner and non-owner occupied loans and is further disaggregated into owner-occupied loans and investor properties, which have medium risk due to historical activity on these type loans. The Construction segment offers one-to four-family owner occupied, which includes land loans. The Commercial and Industrial segment covers loans made for the purpose of financing the activities of commercial customers. The Consumer segment includes installment loans and overdraft lines of credit connected with customer deposit accounts. The company was founded in 1911 and is headquartered in Millington, NJ.

Millington Bank provides personal and business banking services. It offers home mortgages, personal loans, business loans, value checking, and safe deposit boxes. The company is headquartered in Millington, NJ.

Olsen & Thompson Investment Advisory Services LLC provides investment advice. The private company is based in Morristown, NJ.

New Jersey Society of Certified Public Accountants operates as professional organization serving the needs of Garden State CPAs and aspiring CPAs. It supports its members through education, networking, leadership and volunteer initiatives. The company was founded in 1898 and is headquartered in Roseland, NJ.

The American Institute of Certified Public Accountants provides vocational education in accounting. The company provides services to the accounting community, regulatory bodies, and other organizations. It also operates in Jersey City, Washington, and Lewisville. It was founded in 1887 and is headquartered in New York City, NY.