Carlos Alberto Cardoso Moreira

Fundação Sistel de Seguridade Social (Sistel Foundation) is an independent Brazilian multi-employer pension fund management firm which was founded in 1977. Headquartered in Sao Paulo, Sistel Foundation participates in the development of health insurance solutions tailored to the needs and profile of plan sponsors and their employees. They are regulated and supervised by the Supplementary Pension Department and the Ministry of Social Welfare and their investments are monitored by the Central Bank of Brazil.