Guy Libot

Kredyt Bank SA engages in the provision of banking services addressed and tailored to the needs of individual customers, business entities, and local authorities. It operates through the following business segments: Retail, Corporate, Treasury, and Others. The Retail segment involves products for individual customers, private banking, and micro and small enterprises. The Corporate segment entails transactions with medium-sized companies (SME with annual sales revenue exceeding PLN 1 million, but not exceeding PLN 25 million), large companies (with total sales revenue exceeding PLN 25 million) as well as state budgetary units at central and local levels. The Treasury segment comprises the result of the transactions performed by the bank on its own account as an active participant of the money market (Treasury and NBP bills), bonds market (Treasury and commercial bonds), currency market and interbank market. The company was founded in 1990 and is headquartered in Warsaw, Poland

Absolut Bank AKB provides commercial and retail banking services. It offers financial services, includes all types of financing, a package of cash and settlement services, and additional investment. The banks serves economic sectors such as consumer goods, metals, machine-building, automobile, oil, energy, food and processing industries, telecommunications and information technologies, construction, commerce, transportation, pharmaceutical industry and medical equipment production, publishing and printing, chemical industry and agribusiness. The company was founded in 1993 and is headquartered in Moscow, Russia.

KBC Bank NV (KBC Bank) is the wholly-owned banking subsidiary of KBC Groupe SA (BE: KBC) in Belgium, an integrated bank insurance group serving mainly retail customers, small and medium-sized enterprises and private banking clientele. Based in Brussels, the bank was established in 1998 when Kredietbank, CERA Bank and ABB insurance company merged to create the KBC Bank and Insurance Holding Company. In 2005 the KBC Bank and Insurance Holding Company merged with their parent company, Almanij, to create KBC Group NV.

Kereskedelmi és Hitelbank Zrt. provides banking and financial services. It offers loans, credit and debit cards, savings, financing, investments, and premium solutions. The bank was founded on January 1, 1987 and is headquartered in Budapest, Hungary.