José António Arez Romão

Caixa Económica Montepio Geral Caixa Económica Bancária SA engages in the provision of banking and financial products and services. It operates through the following segments: Retail Bank, Corporate and Institutional, and Other. The Retail Bank segment deals with mortgage loans, consumer credit, financing the clients' activity, deposits repayable on demand and term deposits, retirement plans and other insurance products to private customers, commissions over account management and electronic payments, the investment funds cross-selling, and brokerage and custodian services. The Corporate and Institutional segment offers cash and investments loans, commercial discount, leasing, factoring, renting, foreign operations, documentaries loans, checks, deposits, received or paid services, credit and debit cards, as well as custodian services to small, medium and big companies. The Other segment engages in the group's global financial management activity and investments in instruments of capital markets. The company was founded on March 24, 1844 and is headquartered in Lisbon, Portugal.

Lusitania Companhia de Seguros SA provides insurance services. Its services include various kind of insurance such as vehicle, residential, health, family, hunting, and individual entrepreneur. The company was founded in 1986 and is headquartered in Lisbon, Portugal.

Montepio Geral – Associação Mutualista provides investment and financial services. It manages the funds set up by quotas and contributions of its members and support the future of its members by ensuring the assistance received or retribution in cash. The company was founded in 1840 and is headquartered in Lisbon, Portugal.

Lusitania Vida Companhia de Seguros SA (Lusitania Vida) is the insurance management subsidiary of Montepio Seguros SGPS SA, which is owned by Montepio Geral – Associação Mutualista in Portugal. Headquartered in Lisbon, Lusitania Vida was founded in 1987 with an aim to satisfy the needs of its clients in the scope of individual or collective pension plans through the provision of life insurance or pension funds.