Kwame Amenyo Akaba

UT Bank Ltd. engages in the provision of banking and financial services. It operates through the following segments: Retail banking, Corporate banking, and Treasury. The Retail banking segment covers individual customers' deposits and consumer loans, overdrafts, credit card facilities and funds transfer facilities. The Corporate banking segment is in charge of loans and other credit facilities, and deposits and current accounts for corporate and institutional customers. The Treasury segment includes finance and other central functions. The company was founded by Prince Kofi Amoabeng and Joseph Nsonamoah on April 18, 1996 and is headquartered in Accra, Ghana.

Universal Merchant Bank is a financial institution that offers customised banking products and services such as mobile banking, insurance, current and savings accounts, and loans. The private company is based in Accra, Ghana. and has subsidiaries in Ghana.