Linda Rubinstein

BT Financial Group Pty Ltd. provides online investment balance and transaction services. It offers investment, superannuation, retirement income products, financial advice, and insurance options. The company was founded in 1969 and is headquartered in Sydney, Australia.

Telstra Corp. Ltd. engages in the provision of telecommunications and information services for domestic and international customers. It operates through the following segments: Telstra Consumer and Small Business, Telstra Enterprise, Networks and IT, Telstra InfraCo, and All Others. The Telstra Consumer and Small Business segment comprises of telecommunication products, services, and solutions across mobiles, fixed and mobile broadband, telephony and play TV/IPTV, and digital content to consumer and small business customers in Australia. The Telstra Enterprise segment sells and contracts management for medium to large businesses, and government customers globally. The Networks and IT segment is responsible for the overall planning, design, engineering architecture, and construction of Telstra networks, technology, and information technology solutions. The Telstra InfraCo segment provides a range of telecommunication products and services delivered over Telstra networks and associated support systems to other carriers, carriage service providers, and internet service providers. The All Other segments include certain items of income and expense relating to multiple reportable segments that are recorded by its corporate areas. The company was founded in 1901 and is headquartered in Melbourne, Australia.

Australia & New Zealand Banking Group Ltd. provides banking, financial products and services to retail, small business, corporate and institutional clients. It operates its business through the following segments: Australia Retail and Commercial; Institutional; New Zealand; Pacific; and Technology, Services and Operations and Group Centre. The Australia segment comprises the retail and corporate and commercial business units which provides products and services to consumer and private banking customers in Australia via the branch network, mortgage specialists, the contact centres, a variety of self-service channels and and third party brokers; and banking services including traditional relationship banking and financial solutions through managers focusing on privately owned small, medium, and large enterprises as well as the agricultural businesses. The Institutional segment refers to the transaction banking, loans and specialised finance and markets solutions. The New Zealand segment refers to the retail and commercial business units. The Pacific segment offers products and services to retail customers, small to medium-sized enterprises, institutional customers and governments located in the Pacific Islands. The Technology, Services and Operations, and Group Centre segment provides support to the operating divisions including technology, operations, shared services, property, risk management, financial management, strategy, marketing, human resources and corporate affairs; as well as group treasury, shareholder functions, enablement functions and minority investments in Asia. The company was founded in 1835 and is headquartered in Docklands, Australia.

Melbourne Water Corp. is a company based in Melbourne, AU that manages and protects major water resources on behalf of the community. Melbourne Water touches all parts of the water cycle that are essential to our way of life, from providing clean drinking water, treating sewage, planning to manage flooding, and keeping Melbourne’s rivers, creeks and catchments healthy. Additionally, Melbourne Water collaborates with net zero partners and other key local and overseas stakeholders to determine programs and initiatives that will help achieve their net zero progress. Melbourne Water is ultimately controlled by the Government of Australia. The Australian company works with others to meet the challenges of population growth and climate change, and are passionate about making a better place to live. The company also has a volunteer community monitoring program called the Frog Census that collects data to help manage frog populations and raise awareness of waterway health issues.

Australia & New Zealand Banking Group Ltd. (Research Firm) (ANZ-Research) is the investment research division of Australia & New Zealand Banking Group Ltd., a multinational banking and financial services company headquartered in Melbourne, Australia. The firm was founded in 1835 and do-business-as ANZ Banking Group Ltd. ANZ-Research provides detailed analysis and forecasts on current and emerging economic trends, as well as financial and commodity markets. The firm’s regional economics teams provide macroeconomic analysis on Australia, New Zealand, Emerging Asia, Greater China and the G3 economies. While their strategists cover foreign exchange, rates and commodity markets.

Principal Global Investors LLC, dba Principal Asset Management (Principal AM), is a SEC-registered investment advisor headquartered in Des Moines, Iowa. The firm was founded in 1998 and is a wholly owned subsidiary of the Principal Global Investors Holding Co. (US) LLC and their ultimate parent is Principal Financial Group, Inc. (NASDAQ: PFG). Principal AM provides investment advisory services to institutional investors and individuals on a discretionary or non-discretionary basis.

Harvard University engages in the provision of teaching and research. It has twelve degree-granting Schools in addition to the Radcliffe Institute for Advanced Study, offering a global education. The university was founded in 1636 and is headquartered in Cambridge, MA.

United Energy Distribution Pty Ltd. provides electricity distribution services. It serves the residential, commercial, and industrial electricity users. The company was founded in 1994 and is headquartered in Melbourne, Australia.

Australian Securities & Investments Commission operates as an independent commonwealth government body that enforces company and financial services laws to protect consumers, investors and creditors. Its strategic priorities include promoting investor and financial consumer trust and confidence; ensuring fair, orderly and transparent markets and; providing efficient and accessible registration. The firm regulates Australian companies, financial markets, financial services organizations and professionals who deal and advise in investments, superannuation, insurance, deposit taking and credit. It licenses and regulates people and businesses engaging in consumer credit activities. The company assesses how effectively authorized financial markets are complying with their legal obligations to operate fair, orderly and transparent markets. It also licenses and monitors financial services businesses to ensure that they operate efficiently, honestly and fairly in superannuation, managed funds, shares and company securities, derivatives and insurance businesses. The firm operates through its offices located in Adelaide, Brisbane, Canberra, Darwin, Hobart, Melbourne, Perth and Sydney. Australian Securities & Investments Commission was founded in 1991 and is headquartered in Sydney, Australia.

Ernst & Young provides accounting services. Its services include auditing, accounting, tax and transaction services, assurance and advisory business, online transaction advisory and a wide range of financial services. The company was founded by Arthur Young and Alwin C. Ernst in 1881 and is headquartered in Kansas City, MO.

Intelligent Processing Solutions Ltd. (iPSL) provides outsourced payment processing services to banks. It also offers proven outsourcing cost benefits and allows clients to concentrate more on their key strategic business & services to their end users, it also provides other outsourced services to the financial market, including remittance & lockbox services, research and adjustment services. The company was founded in 2000 and is headquartered in Northampton, UK.

Members Equity Bank Ltd. provides banking services. It offers home loans, credit cards, personal loans, asset finance solutions, deposit products and financial planning services. The company was founded in 1994 and is headquartered in Melbourne, Australia.

Royal Automobile Club of Victoria Ltd. engages in automobile insurance services. It offers car insurance, home insurance, roadside assistance, road safety and independent car reviews. The company was founded in December 1903 and is headquartered in Noble Park North, Australia.

Avant KK is a private company based in Kyoto-shi, Japan. and has subsidiaries in Japan. Avant KK operates beauty salons and restaurants. The Japanese company was founded in 1982.

PwC PricewaterhouseCoopers GmbH provides accounting services. The company also provides industry-focused assurance, tax and advisory services. PwC PricewaterhouseCoopers is headquartered in Vienna, Austria.

KPMG Australia Pty Ltd. engages in the provision of accounting and auditing services. It offers audit and assurance; risk consulting; tax and legal; and deal advisory services. The company was founded in 1987 and is headquartered in Canberra Airport, Australia.

Cuscal Ltd. provides transactional banking services to specialist retail financial institutions. It offers payments, cards, capital and technology infrastructure, tailored solutions. The firm has offices in Perth, Melbourne and Canberra. The company is headquartered in Sydney, Australia.

Australian Institute of Co. Directors is a non-profit organization that provides leadership on director issues. It offers governance education, director development, and advocacy. The organization was founded in January 1, 1990 and is headquartered in Sydney, Australia.

Aware Super Pty Ltd. provides financial and investment advisory services. The company was founded in 1992 and is headquartered in Wollongong, Australia.

Public Transport Ombudsman is a private company headquartered in Melbourne, Australia. The firm provides dispute resolution services to resolve public transport complaints.

St Vincent's Health Australia Ltd. provides health and aged care services. It offers general and specialist medical and surgical services, including heart and lung transplantation, bone marrow transplantation, cardiology, cancer, acquired immune deficiency syndrome/HIV, respiratory medicine, mental health, and drug and alcohol services and medical rehabilitation, aged care psychiatry, support groups, and outreach programs. The company was founded by Mary Aikenhead in 1857 and is headquartered in Darlinghurst, Australia.

EnergyAustralia Holdings Ltd. operates as a holding company with interests in supplying gas and electricity. It offers energy generation, electricity and gas retail and renewable energy. The company was founded in 2006 and is headquartered in Melbourne, Australia.

Industry Super Holdings Pty Ltd. provides financial and advisory services. The company was founded on January 1, 2007 and is headquartered in Melbourne, Australia.

International Auditing & Financial Consulting Co. engages in the provision of auditing services. It offers financial statement auditing, construction auditing, tax advisory, financial advisory, and accounting services. The company was founded on October 24, 2001 and is headquartered in Ha Noi, Vietnam.

Public Relations Institute of Australia is an Australian nonprofit company located in Darlinghurst that operates as a platform for professional development, networking and influence of communication and public relation services.

Western Health Ltd. operates rehabilitation and general hospitals. The private company is based in Footscray, Australia.

The Australian Health Service Alliance Ltd. is a private company headquartered in Camberwell, Australia, that provides health insurance fund services.

VicSuper Pty Ltd. operates as a non-profit super fund run for the benefit of members. It offers retirement income solutions, investment solutions, and insurance solutions. The company was founded on May 17, 1999 and is headquartered in Melbourne, Australia.

Revtech Media Pty Ltd. operates a consumer network through which it sources group discounted offers to the consumers to cut the cost of household bills. The company was founded by Paul Hunyor and Lachlan Harris in July 2011 and is headquartered in Sydney, Australia.

Chamber Made Opera, Inc. operates as contemporary arts company with interest in making works at the nexus of music and performance. Its works have been presented in theatres, recital halls, lounge-rooms, galleries, iPads, and online. The company was founded by Douglas Horton and Stephen Armstrong in 1988 and is headquartered in North Melbourne, Australia.

Industry Funds Investments Ltd. provides investment services.