Michael Jefferies

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

Australian Wealth Management Ltd. provides wealth management services. It provides financial planning services, including stockbroking, investment, superannuation, and trustee products and services for investors and employers. The company was founded in July 2003 and is headquartered in Sydney, Australia.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

Australian Wealth Management Ltd. provides wealth management services. It provides financial planning services, including stockbroking, investment, superannuation, and trustee products and services for investors and employers. The company was founded in July 2003 and is headquartered in Sydney, Australia.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

MMC Contrarian Ltd. is a diversified financial services company listed on the Australian Stock Exchange in December 2003. The company originally floated as a Listed Investment Company investing in a number of other ASX listed companies. In 2008 a change in strategy was approved by shareholders to broaden the existing strategy and allow the company to participate in the long term growth of the wider financial service industry. This change will help diversity the company's earnings and provide a greater level of stability to these earnings through all market conditions. The company continues to investigate opportunities in the financial services sector to expand its current capability and to cement its position as a leading provider of independent financial advice and asset management in the Australian wealth management marketplace. The company's strategy is to create, invest in & acquire financial services businesses, generate returns for shareholders from operating & growing its financial services businesses, and as a result there will be less emphasis on investment earnings.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

TOWER Australia Group Ltd. provides life insurance, funds management, superannuation, financial planning and investment management services. Its insurance cover types include: term life, critical illness, total and permanent disability, income protection, funeral plans and business expenses. The company also offers selected superannuation and retirement products. It was founded on October 28, 1987 and is headquartered in Milsons Point, Australia.

Australian Wealth Management Ltd. provides wealth management services. It provides financial planning services, including stockbroking, investment, superannuation, and trustee products and services for investors and employers. The company was founded in July 2003 and is headquartered in Sydney, Australia.