Thomas D. Wren

MBNA Corp. issues credit cards. The company through its subsidiary, MBNA America Bank, N.A., provides various financial services in the United States, Canada, United Kingdom, Ireland and Spain. The company primarily offers lending, insurance and deposit account products and services. Its lending products include credit cards, consumer loans, home equity loans, aircraft loans, mortgage loans, business credit cards and other business lending products to individuals and small businesses. In addition to its credit card lending, the company makes other consumer loans, including installment and revolving unsecured loan products, mortgage loans, insurance premium financing loans, aircraft loans and other specialty lending products to consumers and commercial loans, which include business card products, professional practice financing loans and other specialty lending products to small businesses. MBNA also offers insurance and deposit products, including money market deposit accounts and certificates of deposit. MBNA is headquartered in Wilmington, DE.

Citibank (South Dakota) NA provides banking services. It offers personal and commercial banking services. The company was founded in 1981 and is headquartered in Sioux Falls, SD.

Hatteras Financial Corp. operates as a mortgage real estate investment trust. It owns and manages a portfolio of residential mortgage investments, primarily in residential mortgage securities, with a focus on those secured by adjustable-rate mortgage loans on single-family residences. The company was founded on September 19, 2007 and is headquartered in Winston-Salem, NC.

Office of the Comptroller of the Currency regulates and supervises all nationally chartered commercial banks in the United States. It covers bank management, bank operations, and international banking. The company is headquartered in Washington, DC.

RAIT Financial Trust operates as an real estate investment, which focuses on providing debt financing options to owners of commercial real estate throughout the U.S. The company was founded by Betsy Z. Cohen in August 1997 and is headquartered in New York, NY.

ACM Financial Trust, Inc. operates a mortgage finance REIT. It specializes in government guaranteed residential adjustable-rate mortgage backed security management. The company was founded by William H. Gibbs Jr, Michael R. Hough, and Benjamin M. Hough in 1998 is headquartered in Winston-Salem, NC.

Delaware Hospice, Inc. provides hospice and palliative care services. It offers transitions and care programs to individuals and their families coping with life-limiting or serious illnesses. The firm also provides care services in private residences, hospitals, assisted living facilities, and nursing homes. The company was founded by Dorothy Moser in 1982 and is headquartered in Newark, DE.