Edward Campanella

Founded in 1851, Glens Falls National Bank & Trust Co. is a subsidiary of Arrow Financial Corp. (NASDAQ: AROW), a New York corporation and bank holding company. Glens Falls National Bank & Trust offers access to a full range of investments including stocks, bonds, mutual funds and annuities through their partnership with LPL Financial, a registered broker/dealer. The firm manages a wide range of individual, institutional and charitable accounts, including: Personal and Charitable Trusts; Investment Management Accounts and IRAs; Pension, Profit-Sharing and 401(k) Plans; and Other Types of Retirement Plans.

Kinderhook Bank Corp. is a financial holding company, which engages in the ownership and operation of its subsidiary. It offers insurance solutions such as health and dental insurance, auto, home and life insurance, and property and casualty insurance. The company was founded on November 19, 1996 and is headquartered in Kinderhook, NY.

Cambridge Savings Bank (Massachusetts) provides banking, borrowing, investing, and insurance services. The company is headquartered in Cambridge, MA.

Part of Arrow Financial Corp., Saratoga National Bank & Trust Co. is a financial institution that offers personal and business banking services, including checking and savings accounts, loans, credit cards, and wealth management services. The company is based in Saratoga Springs, NY. The bank is committed to giving back to its communities through volunteering, sponsorships, and donations. It is also licensed to sell insurance in the state through its non-bank subsidiary, Upstate Agency, LLC. David S. DeMarco has been the CEO of the company since 2012.

Part of Kinderhook Bank Corp., The National Union Bank of Kinderhook is a nationally chartered commercial bank. The company is based in Kinderhook, NY. John A. Balli has been the CEO of the company since 2003.

Opus Bank engages in the provision of commercial banking products, services and solutions. It offers lies of credit, personal, retirement, healthcare, commercial real estate, municipal, interest rates swaps, cardvalet, depository services, business loans, and treasury management products. Its client includes small and mid-sized companies, entrepreneurs, real estate investors, professionals, and high net worth individuals. The company was founded by Stephen H. Gordon in 1982 and is headquartered in Irvine, CA.