Greg Gersack

Northern States Financial Corp. is a bank holding company. Through NorState Bank, it provides traditional community banking services to individuals, businesses, and local governmental units in Northeastern Illinois and Southeastern Wisconsin. Its banking business includes the customary consumer and commercial products and services. It also offers commercial, consumer, and real estate lendin.The company was founded in 1984 and is headquartered in Waukegan, IL.

Coast Bancorp operates as a bank holding company for Coast National Bank. The company through its subsidiary provides loans to customers, who are predominantly small and middle-market businesses and individuals. It also provides business and personal banking deposit products and other services. The company was founded in 2001 and is headquartered in San Luis Obispo, CA.

Founded in 2003, FIG Partners LLC is a broker/dealer specializing in mid- and small-cap bank and thrift stocks. They strive to generate superior returns for institutions and high net-worth individuals through integrated trading, sales and research. They are employee-owned. FIG Partners is a member of the NASD and the SIPC. They are located in Atlanta, Georgia.

NorCal Community Bancorp operates as a holding company for Bank of Alameda. The company provides commercial banking needs of individuals, small to mid-sized business, professionals and builders through its subsidiary. It provides personal and business banking services, which includes deposit products, ebanking solutions and account services. The company was founded in 2002 and is headquartered in Alameda, CA.

Founded in 1999 by the late Thomas Watson, Janney Montgomery Scott LLC (JMS) is a full-service financial services firm and registered broker/dealer headquartered in Philadelphia, Pennsylvania. The firm is a subsidiary of Independence Square Properties LLC, itself a subsidiary of Penn Mutual Insurance Co. Their ultimate parent is Harleysville Mutual Insurance Co. JMS is a member of the NYSE, the SIPC and FINRA. The firm provides comprehensive financial advice and services to individual, corporate and institutional investors. Their primary coverage verticals include the consumer, technology, financials and infrastructure sectors.

Founded in 1915, Howe Barnes Hoefer & Arnett is a full-service brokerage firm headquartered in Chicago. The firm provides sales, trading, research and corporate finance services for community banks and thrifts. Their equity capital markets department specializes in sales, trading, research and investment banking services for community banks and thrifts. Through their private client services department, the firm provides investment advice and products to both individual and institutional customers. Howe Barnes Hoefer & Arnett is the exclusive provider of capital markets services for the Independent Community Bankers of America (ICBA). Howe Barnes Hoefer & Arnett offers fixed-income products and services through a strategic initiative with Memphis, Tennessee-based Sparks IBG. A majority of the financial institutions followed by Howe Barnes Hoefer & Arnett's research analysts on the Nasdaq National Market although some are closely-held and are traded in the pink sheets or on the OTC bulletin board. The firm is a member of FINRA and the SICP. Clearing services are provided through First Clearing LLC.

Community 1st Bank engages in general commercial banking business. It serves the banking needs of small to medium-size businesses, professionals, and the general public. The company offers various deposit products comprising checking accounts, savings accounts, health savings accounts, money market accounts, time certificates of deposit and specialized deposit accounts, including professional and trust accounts. It also provides loan products, including commercial real estate financing, SBA loans, business credit lines, business term loans, construction loans, and business letters of credit, as well as consumer loans. The company was founded in February 2005 and is headquartered in Auburn, CA.

Beverly Bank & Trust Co., NA provides personal and commercial banking services. The firm offers deposit products, such as checking, saving, and money market accounts, as well as certificates of deposit; loans, which include home equity lines of credit, overdraft protection loans, everyday loans, auto loans, credit cards, and mortgages and refinancing; and other services, including reorder business checks, reorder personal checks, safe deposit boxes, and international business. The company was founded in 1888 and is headquartered in Chicago, IL.