Jay M. Duff

Prommis Solutions is a leading technology-enabled provider of foreclosure and bankruptcy processing services for Mortgage Servicers in the U.S. The Company also performs a host of ancillary services to augment its foreclosure and bankruptcy offerings. The vast majority of mortgage foreclosure and bankruptcy processing in the U.S. is currently done in-house by Law Firms that specialize in providing legal services to Mortgage Servicers. In recent years Prommis Solutions has emerged as a leading strategic alternative to in-house processing due to its ability to provide cost efficient scalable services leveraging the Company's superior technology platform across multiple states. By outsourcing the non-legal aspects of foreclosure and bankruptcy processing, Mortgage Servicers and Law Firms are able to focus on their core competencies and benefit from Prommis' efficient processing capabilities. Prommis Solutions provides foreclosure and bankruptcy processing services to Mortgage Servicers predominantly through Law Firms in the southeastern region and directly as a Trustee (through its wholly owned subsidiary, Cal-Western Reconveyance Corporation) in the west and southwestern region. This structure has created a business model which Prommis continues to build upon as the Company strengthens direct relationships with Mortgage Servicers toward the goal of becoming a national back office for all of their processing needs. The Company's technology platform further enhances Prommis direct relationships with the Mortgage Servicers, providing real-time dashboard metrics and enterprise reporting capabilities on their referrals on both a local and national level. Prommis Solutions has a first mover advantage in many of its target markets that should enable the Company to grow into one of only a handful of companies nationwide that has the scale and capabilities to become a preferred service provider to the largest Mortgage Servicers across the country. This is similar to the payroll processing and credit reporting industries, where a limited number of players were successful due to first mover advantage, supported by superior technology platforms. Prommis Solutions has the depth and breadth of experience that Law Firms and mortgage servicing companies require, including bankruptcy processing services on a nationwide basis and foreclosure processing services in 18 states. Prommis Solutions experienced leadership team has a strong track record, and its clients are among the opinion and thought leaders in the industry. Prommis Solutions has earned the business and the trust of many of the best firms in the nation.

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