Takami Onodera

Mitsubishi UFJ NICOS Co., Ltd. engages in the business of credit card and consumer financial services. The company provides credit investigation, loan financing, installment payment services, joint credit guarantee services to financial institutions, franchising, credit card services for third-party processing and collection agency services. It also offers credit cards, credit guarantees, car loans and consumer loans. The company was founded on June 7, 1951 and is headquartered in Tokyo, Japan.

Mitsubishi UFJ Securities Co. Ltd. provides securities services including dealing, brokering, underwriting, and distribution. It also provides management and investment, venture capital, real estate leasing, insurance agency, and data processing systems development. The company was founded on March 4, 1948 and is headquartered in Tokyo, Japan.

MUFG Bank Ltd. engages in the business of financial services. It provides commercial banking, trust banking, securities, credit cards, consumer finance, asset management, leasing and others. The company was founded on August 15, 1919 and is headquartered in Tokyo, Japan.

Morgan Stanley MUFG Securities Co., Ltd. is the Japanese broker-dealer subsidiary of Morgan Stanley (NYSE: MS) in the US. Headquartered in Tokyo, the firm was founded in 1984 and provides investment banking, sales & trading, real estate and investment management products and services. It offers securities services including global sales and trading in fixed income and equities, debt and equities financing and investment research. The firm is a provider of products and services in fixed income, equities, global capital markets and investment research to corporations and institutional clients in Japan.