John S. Ramsey

BNC Bancorp engages in the provision of a wide range of banking services tailored to the particular banking needs of the communities it serve. It also engages in the business of attracting deposits from the general public and using those deposits, together with other funding from its lines of credit, to make primarily consumer and commercial loans. Its services include business loans secured by real estate, personal property and accounts receivable; unsecured business loans; consumer loans, which are secured by consumer products, such as automobiles and boats; unsecured consumer loans; commercial real estate loans; and other loans. The bank also offers a wide range of banking services, including checking and savings accounts, safe deposit boxes, and other associated services. The company was founded in 2002 and is headquartered in High Point, NC.

Bank of North Carolina provided banking services. The company was founded in November 15, 1991 and was headquartered in Thomasville, NC.