Ramón E. Fernández Morales

Part of Internacional De Seguros SA, Aseguradora del Istmo SA is a leading Costa Rican insurance company in the market of personal insurance in Costa Rica. The company is based in San Jose, Costa Rica and was founded in 2010. The company offers modular collective policies that are tailored to the budget and needs of their clients. These policies cover multiple insured individuals under a single contract. The CEO is Alberto Villageliú. Aseguradora del Istmo was acquired by Internacional De Seguros SA from QBE Insurance Group Ltd. on December 31, 2017.

Istmo México Compañía de Reaseguros SA de CV is a private company based in Mexico City, Mexico. The Mexican company provides reinsurance services.

CBI Grupo Financiero SA de CV functions as an investment holding Mexican company.

Liffey Reinsurance Co. Ltd. is a private company based in Dublin, Ireland.

Balboa Bank & Trust SA provides banking services. The firm offers personal banking, corporate banking and private banking. Its banking products include checking accounts, savings accounts and clave debit card. The company is headquartered in Panama City, Panama.

Autoridad Del Canal de Panama operates, manages, and maintains the Panama Canal. The company is based in Balboa, Panama. The Panamanian company is ultimately controlled by the Government of Panama.

Lex Mundi Ltd. operates as an independent law firm. It offers antitrust, competition and trade, bank, finance and regulation, cross-border transactions, cybersecurity, environmental, insolvency, bankruptcy and restructuring, intellectual property, labor and employment, litigation, arbitration and dispute resolution, real estate, and tax. The company is headquartered in Houston, TX.

Banco General SA engages in the provision of financial banking services. It operates through the following segments: Banking and Financial Activities, Insurance and Reinsurance, and Pension and Retirement Fund. The Banking and Financial Activities segment includes financial services, mainly corporate, mortgage and consumer banking, financial leases, discounted bills, administration of trusts, administration and marketing of pretax food and health related contributions, and securities brokerage. The Insurance and Reinsurance segment comprises insurance and reinsurance of policies of general lines, collective life, and various risks. The Pension and Retirement Fund segment refers to the administration of pension and retirement, severance, and investment funds. The company was founded in 1955 and is headquartered in Panama.

BG Financial Group, Inc. is a holding company, which operates through its subsidiaries engaged in the provision of banking products and services. The company was founded in April 1955 and is headquartered in Panama City, Panama.

Latinex Holdings, Inc. operates as a investment holding company. The company was founded on June 26, 2010 and is headquartered in Panama city, Panama.

Consejo Empresarial de América Latina (CEAL) is a business council founded by Carlos Ricardo Esteves and based in Panama City, Panama. CEAL brings together private entrepreneurs from 19 countries in Latin America, Spain, and the Iberian Peninsula, committed to an America without borders, through the exchange of experiences, the stimulus of investment, and integration between entrepreneurs. CEAL hosts events that gather business leaders, government authorities, and international organizations around current issues and the regional agenda. The council also publishes articles of opinion and press releases on social development and economic issues.

Part of BG Financial Group, Inc., BG Investment Co., Inc. is a Panamanian company.

Corporacion La Prensa SA is a Panamanian company that publishes, distributes, and sells newspapers. The private company is based in Panama City, Panama.

Bolsa Latinoamericana de Valores SA operates as a stock exchange. It develops and promotes the Panamanian stock market. The company was founded on June 26, 1990 and is headquartered in Panama.

Arias Fabrega & Fabrega is a law firm based in Panama City, Panama. The firm offers legal services in various areas, including corporate counsel, commercial transactions, labor and employment, government permits, administrative matters, capital markets, banking and finance, real estate, hospitality, estates and private clients, mining, oil and gas, intellectual property, litigation and arbitration, mergers and acquisitions, antitrust, trade and competition, environmental matters, media and communications, public utilities, shipping and transportation, and taxation. The firm has subsidiaries in British Virgin Islands.

Part of QBE Insurance Group Ltd., QBE Holdings, Inc. is a global insurance leader with a presence in every key insurance market. The company is based in New York, NY. The company operates out of 27 countries and primarily conducts business through its insurance company subsidiaries. QBE offers insurance coverage rated "A" (Excellent) by A.M. Best and "A+" by Standard & Poor's. The company helps customers solve unique risks, allowing them to stay focused on their future. Julie Wood has been the CEO of the company since 2023.