Richard M. Barry

First Niagara Financial Group, Inc. operates through its wholly owned subsidiary, First Niagara Bank, N.A., provides a wide range of retail and commercial banking as well as other financial services to individuals, families and businesses across Upstate New York, Pennsylvania, Connecticut and Massachusetts. It operates through two segments: Banking and Financial Services. The Banking segment includes all of its retail and commercial banking operations. The financial services segment offers a wide range of insurance products and consulting services to help both its retail and commercial customers achieve their financial goals. The company was founded in April 1998 and is headquartered in Buffalo, NY.

First Niagara Bank NA provides financial and banking services to individuals, families and businesses throughout New York, Pennsylvania, Connecticut, and Massachusetts. It offers residential and commercial real estate loans, commercial business loans, consumer loans, wealth management products, as well as retail and commercial deposit products. The company was founded in 1870 and is headquartered in Buffalo, NY.

People's United Financial, Inc. is a bank and financial holding company. engages in the commercial banking, retail and business banking, and wealth management services to individual, corporate, and municipal customers. It operates through the Commercial Banking and Retail Banking segments. The Commercial Banking segment offers commercial real estate lending, middle market and business banking, mortgage warehouse and asset-based lending, and the equipment financing operations. The Retail Banking segment comprises consumer lending and non-institutional trust services. The company was founded in 1842 and is headquartered in Bridgeport, CT.

People's United Bank, N.A. is engaged in providing financial services. It offers checking, savings, mobile banking, small business, commercial and wealth management products and services. The company was founded in 1842 and is headquartered in Bridgeport, CT.

Citizens Financial Group, Inc. provides financial services. It offers checking and savings accounts, home borrowing solutions, student loans, credit cards and personal loans. The company is headquartered in Hartford, CT.