Stephen Pollack

Wafra, Inc. is a registered investment adviser headquartered in New York City. The firm was founded in 1985 and is wholly owned by Wafra InterVest Corp., which in turn is ultimately wholly beneficially owned by the Public Institution for Social Security of Kuwait (PIFSS), an autonomous agency controlled by the government of Kuwait. Wafra provides advisory and consulting services to funds, separately managed accounts and joint venture arrangements.

KPMG LLP engages in the provision of audit, tax, and advisory services. It serves the banking and capital markets, building, construction and real estate, consumer and retail, energy, natural resources and chemicals, financial services, government and public sector, healthcare and life sciences, industrial manufacturing, insurance, media and entertainment, private equity, technology, telecommunications, and venture capital industries. The company was founded in 1987 and is headquartered in New York, NY.

Clayton Holdings, Inc. provides risk analysis, loss mitigation and operational solutions to the mortgage industry. Its services encompass analytics, residential and commercial loan due diligence, consulting, credit risk management and surveillance, independent pricing, specialized loan servicing and staffing solutions. The company was founded by Steven L. Cohen in 1989 and it is headquartered Tampa, FL.

TSI Semiconductors America LLC develops, manufactures, and sells semiconductor devices. The company is headquartered in Roseville, CA.

InterVest Capital Partners, Inc. (ICP) is a registered investment advisor and hedge fund manager headquartered in New York City. The firm was founded in 2012 as Wafra Capital Partners, Inc. and rebranded as InterVest Capital Partners in 2022. They are owned by WCP Holdings LLC. ICP provides discretionary investment advisory services to non-US domiciled investment vehicles for non-US investors.

Icon’s business objective is to lead the mortgage industry with motivated, streamlined processes that leverage existing relationships while maintaining profitable, sustainable and controlled growth. The company focuses on building a lending entity with the best service levels and customer experiences, supported by competitive pricing and products. Icon strategy continually develops and implements unique synergies and competencies to build profitability and keep costs low. The company strives to make the loan process one of the easiest in the business. It creates client relationships of enduring value using high-touch personalized client service. Furthermore, the company provides highly competitive loan programs that strongly communicates to clients that it is here to offer a unique partnership that will allow their clients to achieve the best execution with exceptional customer service. Icon’s Risk Management focuses on execution, efficiencies, cost controls and exit strategy. The company begins with the end in mind, and doing business in a new way, implementing unique strategies that capitalize on the evolution of the mortgage industry. Competitive loan programs are necessity to retain market attention. Competitive pricing and loan programs focused on the needs of the clients is a key to long-term success. The ability to respond promptly to the market changes and client request/input is crucial. Icon strives to be on the pinnacle of change. It is proactive versus reactive. It studies current value drivers closely, anticipates change and transforms the operating models and business architectures accordingly. It believes that today’s innovative lender must have the capability to transform business performance by increasing the value of the customer franchise, by lowering operating costs and increasing customer loyalty through competitive pricing supported by exceptional customer service standards. By designing flexible business arrangements, Icon has positioned itself for the future. It builds relationships based on value added services to the client with technology, reporting capabilities, production and execution. At Icon, the focus is on building a relationship driven business, not a transaction driven business. The company is committed to building long lasting partnerships with direct customers, vendors, and investors. Building strong relationships is the key to Icon’s success. With fresh, forward thinking, individually centric, ultimately unique customer experiences, Icon will become the best example of lending in the mortgage banking industry.

1st Franklin Financial Corp. provides financial solutions. The firm offers personal, real estate and premier loans, debt consolidation, retail sales financing services. The company was founded by Ben F. Cheek, Jr. in 1941 and is headquartered in Toccoa, GA.