Steve Anson

BHSF Employee Benefits Ltd. is a market-leading not-for-profit health insurer which can trace its history back to a charity which started in 1873, The Birmingham Hospital Saturday Fund, set up to help fund Birmingham hospitals.^ ^ BHSF was founded by an eminent Birmingham surgeon, Joseph Sampson Gamgee, who encouraged payroll contributions to support local hospitals (a practice which continued until the advent of the NHS in 1948) and the running of a convalescence service. The Company later developed into the provision of health cash plans and has since grown to be a significant health insurer.^ ^ BHSF is a 'not for profit' organization limited by guarantee. The Company is run for the benefit of its policyholders and does not have shareholders. The Company has philanthropic roots and a proud history.^ ^ Now, BHSF insures 400,000 people through 225,000 policies. Most of these help customers with their everyday health costs - that do not come free or easy on the NHS - such as optical, dental, therapies, health consultations and much more. Also, BHSF has brought its not-for-profit philosophy to the marketing of other health-related products and HR services including absence management, employee assistance programs, personal accident insurance, annual travel insurance, Care4 life insurance and Plan4Life cancer insurance.^ ^ Three quarters of BHSF's business is transacted through employers who pay the premiums for their employees or alternatively offer payroll-deduction arrangements. Employees therefore enjoy corporate rates which are heavily discounted. The remaining policies are paid by direct debit.^ ^ BHSF's association with 30 client organizations can be traced back for 125 years or more - these include Mondalez International (formerly Cadbury's), Birmingham City Council and West Midlands Police. More recently, major employers have wanted nationwide service to their sites in different parts of the country; BHSF has grown with this need and has a nationwide team dealing with sales and support. Its 3,000 client organizations include some of the UK's biggest names - like Argos, Sainsbury's, General Motors and Homebase - along with many hundreds of SMEs and smaller businesses.^ ^ Being a not-for-profit organisation means that more value can be ploughed back into products. Having no-one to serve but its customers is a very powerful message. The quality theme carries through to its service standards. For instance, 475,000 claims are paid each year, and they authorise payment of 90% of eligible claims within two working days of receipt. The training and support given to staff are reflected by its accreditations by IIP and ISO 9001:2008. Mike Tresham won the Future Face of Business title and the Company won the award for Excellence in Contributing to the Community, jointly with Arup, at the Birmingham Chamber of Commerce Awards in April 2013.

Higos Insurance Services Ltd. provides insurance services. Its insurance coverage includes household, travel, motor, protection, pet insurance, and model transport collectables insurances. The company was founded by Ian Gosden in 1990 and is headquartered in Somerton, the United Kingdom.

Part of Covéa SGAM, Covéa Life Ltd. is a British company that provides life insurance services. The company is based in West Malling, UK. The company was founded in 1967. The CEO is Georges de Macedo.

Part of AnaCap Financial Partners Ltd, Novia Financial Plc is a financial company based in Bath, UK. The British company's main focus is on providing a transparent and competitive charging platform with an independent management team. Novia Financial offers a competitive salary, discretionary bonus scheme, and 34 days holiday per calendar year including bank holidays, with the option to purchase or sell up to 5 additional days per year. Interested individuals can visit the company's website to view available vacancies. The CEO of the company is William George Vasilieff. Novia Financial was acquired by AnaCap Financial Partners Ltd from Novia Financial Holdings Ltd.

Part of Brown & Brown, Inc., Higos Holdings Ltd. is a holding British company that operates subsidiaries providing insurance advisory services. The company is based in London, UK. Founded in 1991.

Brown & Brown Wholesale Holdco (UK) Ltd. is based in London, UK. Part of Brown & Brown, Inc., Brown & Brown Wholesale Holdco (UK) Ltd. is a holding British company. Founded in 1913, Brown & Brown Wholesale Holdco (UK operates as a holding company.

BHSF Group Ltd. provides health insurance products and services to individuals, corporate, and intermediary sectors. The company was founded in 2003 and is headquartered in Birmingham, the United Kingdom.

Part of Deloitte LLP (New York), Deloitte LLP (United Kingdom) provides brokerage services. The company is based in London, UK. David Sproul has been the CEO of the British company since 2003.

The British Insurance Brokers' Association (BIBA) is a leading general insurance organization based in London, UK. BIBA's main focus is on providing insurance brokerage services to its clients. The British company was founded in 1977 and has subsidiaries in the United Kingdom.

Ropner Insurance Services Ltd. provides insurance services. Its services include marine, non-marine, claims and treaty reinsurance. The company was founded in 1875 and is headquartered in London, the United Kingdom.

BHSF Ltd. provides non-life insurance services. It specializes in employee benefits, health insurance, flexible benefits and HR support services. The company was founded by Joseph Sampson Gamgee in 1873 and is headquartered in Birmingham, the United Kingdom.

Countrywide Assured Plc provides long term financial protection for home and family. It offers protection plans, mortgage endowment, savings plans, single premium bonds, and pension policies and permanent health insurance policies. The company was founded in 1988 and is headquartered in Preston, the United Kingdom.

Newco One Ltd. provides industrial and commercial gas equipment servicing activities. The company is headquartered in Windsor, the United Kingdom.

County Insurance NW Ltd.provides insurance services. It offers personal lines, fleet, taxi, and commercial insurance to both individuals and businesses. The company is headquartered in London, the United Kingdom.

Ardonagh Services Ltd. engages in the provision of insurance services. It offers personal insurance products, including boat, caravan, home and property, life and planning, military, motor, car hire excess insurance, equine, wedding; and business insurance products, such as care and medical, financial, liability, commercial property, transport, cyber protection, and events, as well as trade specific that include farm, construction, marine trade, photography, and tradesman. The company was founded by Andrew Charles Homer and Peter Geoffrey Cullum in 1997 and is headquartered in London, the United Kingdom.

Part of BHSF Group Ltd., BHSF Occupational Health Ltd. is a British company that provides employee health and wellbeing benefits, HR support services, and affordable health insurance for individuals, employees, and intermediaries. The company is based in Birmingham, UK. The company offers an Employee Assistance Program (EAP) that promotes early intervention and prevention, providing employees with access to emotional, financial, and legal support when needed. The company's Occupational Health services focus on early intervention and getting employees access to specialists. The company was founded in 2002, and Anthony Philip McCrea has been the CEO of the company since 2014.

Part of Brown & Brown, Inc., Centrix Insurance Holdings Ltd. is a holding British company that operates subsidiaries engaged in providing insurance and reinsurance brokerage services. The company is based in London, UK. Founded in 2008, Centrix Insurance Holdings focuses on offering comprehensive insurance and reinsurance solutions to its clients.

Green Insurance Brokers Ltd. provides financial advice and insurance services. It offers business, motor, motorbike, travel, and property insurance. The company was founded by Les Green in 1973 and is headquartered in Bexhill-on-Sea, the United Kingdom.

Occupational Health Consultants Ltd (OHC) was founded in 1994 by Dr Phillip McCrea. They now have a proven track record in setting up and managing over 40 health units throughout Ireland, specializing in sickness absence management. The main company offices are situated in Holywood, Northern Ireland and Dublin, Ireland. The main difference between OHC and their competitors is their commitment to independence and dedication to offering solutions to both Employers and their Employees. This is their core value which ensures that their clients have confidence in their decisions and services. OHC supplies many various occupational health services to over 400 corporate bodies with a diverse spread of both public sector and private sector clients. Their services include Health Surveillance and Screening, Pre-Employment Screening and Corporate Services (Workplace safety regulations etc).

Part of Covéa SGAM, Covea Insurance Plc is a British UK-based insurance company that offers a wide range of home, motor, and commercial insurance. The company provides guidance on Brexit and green card, as well as cyber protection for businesses and people. Covea Insurance also offers executive motor claims and is backed by great service. The company was founded in 2012, and Georges de Macedo has been the CEO of the company since 2023.

Plum Underwriting Ltd. provides insurance services. It operates as an underwriting agency that providing specialist solutions for the UK and Republic of Ireland home insurance market through brokers. The firm's products include Amethyst, Flex, eFlex, eLet, Retreat and HomeWorks. The company was founded by Andrew Cross in 2002 and is headquartered in London, the United Kingdom.

Novia Financial Holdings Ltd. is a holding British company founded in 2008. The private company is based in Bath, UK. The company provides wealth management platform services for investment advisers through its subsidiaries. and has subsidiaries in United Kingdom.

Part of BHSF Group Ltd., BHSF Corporate Healthcare (Holdings) Ltd. engages in other human health activities. The company is based in Birmingham, UK.

Abbey Bond Lovis Ltd. provides insurance and risk management solutions. It serves the agricultural, arts and entertainment, charities, construction and civil engineering, commercial property, food and drink, hotel and leisure, manufacturing, and sports clubs. The company was founded on February 24, 1958 and is headquartered in Belfast, the United Kingdom.

Wealthtime Ltd. is a British company that describes itself as a tech, service, and people business. Wealthtime is based in Salisbury, UK, and has subsidiaries in the United Kingdom. The company's focus is not clear from the provided information. The company was founded in 2006, and Jan Regnart has been the CEO since then.

BHSF Newhall Medical Practice Ltd. provides occupational health and other medical services. It specializes in occupational health, vaccinations, travel jabs, and general practitioner consultations. The company was founded on March 27, 2002 and is headquartered in Birmingham, the United Kingdom.

Nexus Healthcare Ltd. provides occupational health and wellbeing services. Its benefits include reduced sickness absence rates and associated costs, increased employee productivity and morale, compliance with health and safety legislation as well as the Disability Discrimination Act 2005 and management and reduction of work related stress. The company is headquartered in London, the United Kingdom.

Part of Paradigm Management Partners LLP, Amber Financial Investments Ltd. is a British company that provides financial planning services. The company is based in Cheadle, UK.

Part of Brown & Brown, Inc., County Holdco Ltd. is an investment holding British company. The company is based in London, UK. Founded in 2016, County Holdco functions as an investment holding company.

GRP Holdco 1 Ltd. functions as an investment holding company. The company was founded by September 26, 2013 and is headquartered in London, the United Kingdom.

Part of Helix Charitable Trust, BizSpace Holdings Ltd. is a holding British company that provides property management services through its subsidiaries. The company is based in London, UK and was founded in 2015.

Part of Brown & Brown, Inc., Brown & Brown Retail Holdco (Europe) Ltd. is a British company that functions as a pension/retirement fund. The company is based in London, UK. It was founded in 2015.

Founded in 2016, Marshall Wooldridge Group Holdings Ltd. is a British non-trading company that operates as a part of Brown & Brown, Inc. The company is based in London, UK.

Part of Brown & Brown, Inc., GRP Holdco 2 Ltd. is an investment holding British company. The company is based in London, UK. Founded in 2013, GRP Holdco 2 functions as an investment holding company.

Part of Brown & Brown, Inc., Brown & Brown Broking Holdco (Europe) Ltd. is an investment holding British company. The company is based in London, UK. Founded in 2014, Brown & Brown Broking Holdco (Europe functions as an investment holding company.

Part of Brown & Brown, Inc., Higos Ltd. is an investment holding British company. The company is based in London, UK. Founded in 2015, Higos functions as an investment holding company.

Founded in 2016, GRP Sterling Ltd. is a subsidiary of Brown & Brown, Inc. and functions as an investment holding British company. The company is based in London, UK.

Ataraxia Broking Ltd. is a British insurance brokerage company founded in 2010. The private company offers a unique approach to insurance broking, although no further details are provided.

Founded in 2013, CICG Ltd. is a holding British company that provides insurance broking and related services through its subsidiaries. Part of Brown & Brown, Inc., the company is based in London, UK.

Birrell Group Ltd. engages in the provision of insurance brokerage services. The company was founded on May 9, 2016 and is headquartered in Lutterworth, the United Kingdom.

Part of Brown & Brown, Inc., Brown & Brown (Europe) Holdco Ltd. is a holding British company that provides insurance services. The company is based in London, UK. The company was founded in 2022. The CEO is Michael Andrew Bruce.

Part of AXA SA, AXA Insurance UK Plc is a company that offers a range of insurance covers for car, business, equipment, tools, and legal expenses. Founded in 1903, the company is based in London, UK. In addition to insurance, AXA Insurance offers tips and guides on various topics related to road tax and number plates. The British company also provides tailored insurance for pet shops and florists. The company occasionally sends alerts or updates via SMS to its customers.

Managing Agents Reference Assistance Services Ltd. engages in the provision of insurance brokerage services. The company was founded in 1995 and is headquartered in London, the United Kingdom.