David Peter Pritchard

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Allied Irish Banks Plc operates as a holding company, which offers commercial banking, international banking, leasing, insurance and mortgage banking. It operates through the following segments: Retail & Commercial Banking (RCB), Wholesale, Institutional & Corporate Banking (WIB), AIB UK and Group. The RCB segment services the personal and SME customers, provides net loans and customer accounts, broad infrastructure facilitating various locations and ATMs and is digital enabled. The WIB segment comprises of corporate banking, a relationship driven model with sector specialisms; syndicated & international finance, a bank's interface to public loan markets, real estate finance, a centralized origination and management and specialized finance, which provides structured finance, mezzanine finance, and equity product offering. The AIB UK segment comprises retail and commercial banking operations in Great Britain operating under the trading name Allied Irish Bank and in Northern Ireland operating under the trading name First Trust Bank. The Group segment comprises group, treasury and support functions, which includes treasury activities, central control and support functions The company was founded on September 1, 1966 and is headquartered in Dublin, Ireland.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets