Kevin Root

Provides investment banking services

Provides advertising and marketing services

Functions as a College/University

Functions as a College/University

Provides brokerage services

Functions as a College/University

Classic Capital employs a conservative investment approach that is based on the principles of Modern Portfolio Theory to construct portfolios. They strive to build optimal, or efficient, portfolios that are expected to produce the highest return for a given level of risk, or the lowest risk for a given level of return. The firm also relies on the Efficient Market Hypothesis, which focuses on trying to capture the historic returns of the entire market rather than guessing which stocks will perform best. Classic Capital employs the Three-Factor Model, which indicates that small-company stocks and value stocks can be expected to provide better returns than large company stocks and growth stocks. Therefore, they overweight these factors in their portfolios. Classic Capital also applies a proprietary Portfolio Rebalancing Algorithm through which they employ in an attempt to buy low and sell high without forecasting the market. The firm's Risk Assessment models provide a disciplined framework for evaluating market conditions. Classic Capital remains invested in stock and bond market funds unless and until a model signals that risk is high. Then, to reduce the chance of a major loss, they may move some or all of each client's money to the safety of a money market fund. The firm employs the use of this tactic only sparingly. To implement these financial engineering techniques, Classic Capital invests only in mutual funds. They believe that mutual funds are the most intelligent, efficient and prudent way to invest. Classic Capital searches for high-quality mutual funds that deliver asset-class purity. Their preferred fund families are Dimensional, Fidelity and Vanguard. To keep clients costs down, the firm is careful to select low-cost mutual funds. Over time, the seemingly small and sometimes-unnoticed fees charged by some mutual funds, and other costs incurred by some advisors, can significantly reduce returns.

Oak Root offers services based on the individual goals, objectives, time horizon, and risk tolerance of each client. The firm uses an approach informed by rigorous academic research, thorough understanding of the markets and a family first mindset.