Todd Abrams

Independence Pet Holdings is an integrated, full-stack pet insurance platform owned by Jab Holding Company and Independence Holding Company. The private company is based in Plano, TX and has subsidiaries in the United States. It offers a comprehensive range of underwriting options, turnkey partner solutions, and consumer-facing insurance products. Independence Pet Holdings wholly owns Independence American Insurance Company, a leading provider of underwriting services to the pet insurance sector with licenses in all 50 states. It is also a majority shareholder in Pet Partners, Inc., which owns pet insurance brands such as AKC Pet Insurance and PetPartners. Through its partnerships and directly owned brands, Independence Pet Holdings provides coverage for more than 200,000 pets, with policies generating premiums in excess of $120 million in 2021. Established in 2021, Independence Pet Holdings is a holding company that manages a diverse portfolio of modern pet health brands and services across insurance, pet education, and lost pet recovery services. Sharon Fernandez has been the CEO of the company since 2024.