Mark Holmes

The Group's principal activity is to provide commercial and retail banking and brokerage services. The services include checking and savings accounts, commercial, installment and personal loans, safe deposit boxes and other associated services. The Group acts as an agent providing brokerage services for non-bank investment products and services. In addition, it offers insurance services, debit card program, automated teller machines, drive-through facilities and internet banking to both business and individual customers. The Group operates through twenty-two offices eleven in Virginia: Virginia Beach, Chesapeake, Suffolk, Norfolk and Emporia and eleven in North Carolina: Elizabeth City, Edenton, Kitty Hawk, Moyock, Nags Head, Plymouth, Roper and Raleigh, and a private banking center in Raleigh. On 01-Jun-07, it acquired The Bank of Richmond and on Jan 2007, Breen Title and Settlement Inc.

Cornerstone Bank is a state chartered commercial bank. The company is based in Wilson, NC.

CB Financial Corp. (North Carolina) operates as a bank holding company for Cornerstone Bank, which engages in general commercial and retail banking in Eastern North Carolina. The company was founded on February 9, 2005 and is headquartered in Wilson, NC.

Select Bank & Trust Co. provides consumer and commercial products and services in Pitt County, North Carolina. Its personal products and services include deposit accounts, certificate of deposit/individual retirement accounts and loans. Its business products and services include checking, saving, and investment accounts, as well as business lines of credit, corporate credit cards, secured installment loans, commercial real estate loans, standby letters of credit, and cash management services. It offers online banking, online bill payment, and telephone banking services. It was founded in 2003 and is headquartered in Greenville, NC.

Select Bancorp, Inc. operates as a bank holding company. The firm engages in the provision of general commercial and retail financial services. It offers checking and savings accounts, commercial, consumer, mortgage and personal loans and other associated financial services. The company was founded in 2000 and is headquartered in Dunn, NC.

Select Bank & Trust Co. operates as a commercial bank. It offers a broad range of retail, small business and commercial banking products and services. The company serves communities in North and South Carolina through full-service banking offices. Select Bank & Trust was founded in 2000 and is headquartered in Dunn, NC.