Siv Felling Galligani

ya Bank AS provides financial products and services through the Internet. The bank offers payment services, debit card, credit card, and insurance. The company was founded in 2006 and is headquartered in Oslo, Norway.

Kommunalbanken AS provides credit to local authorities in Norway. It operates as a government funding agency. It is defined as a state instrumentality, having a public policy mandate from the central government to provide finance to the Norwegian local government sector, as well as return on investments to the owner. It offers loans for periods from three months to 40 years and provides financing for both small and large projects at short notice. Its lending to the local government sector is funded by issuing securities in the international capital markets. The company was founded on November 1, 1999 and is headquartered in Oslo, Norway.