Thomas Patrick Sholes

Provides investment advice

Functions as a College/University

PNC Managed Investments offers managed investment programs including fixed and flexible UMAs, mutual fund wrap/ETF wrap programs and separately managed accounts. They design and implement open-architecture investment solutions for broker/dealers, banks, insurance companies, investment advisors and asset managers. The firm constructs active asset allocation strategies based on each client's time horizons, investmetn objectives and risk tolerance. Their investment process centers on diversification, a long-term focus, a contrarian approach and prudent aggression. PNC uses diversification to limit extreme short-term fluctuations and portfolio volatility. They seek to reduce risk and volatility by allocating assets across a variety of different, less correlated asset classes and across investment products with different management styles. They also use diversification to provide continual exposure to outperforming investments as asset classes and styles move in and out of favor. The firm takes a long-term investment approach which affords greater risk tolerance and the opportunity for assets to grow through compounding. They are not overly concerned with short-term market results. PNC takes a contrarian approach to asset class valuations to reduce the risk of buying at a cycle's peak only to be undercut by the inevitable correction. PNC believes that inflation rather than volatility poses the greatest threat to purchasing power and financial security. Their approach is based on taking prudent risk and managing it when possible.

BNYMA’s philosophy and investment process applies a comprehensive, long-term approach to portfolio construction, with an emphasis on downside risk management.

Provides brokerage services

Functions as a College/University

BNY Mellon Managed Investments offers managed investment programs including fixed and flexible UMAs, mutual fund wrap/ETF wrap programs and separately managed accounts. They design and implement open-architecture investment solutions for broker/dealers, banks, insurance companies, investment advisors and asset managers. The firm constructs active asset allocation strategies based on each client's time horizon, investment objectives and risk tolerance. They employ a contrarian investment approach that is based on diversification, a long-term focus and prudent aggression. BNY Mellon Managed Investments uses diversification to limit extreme short-term fluctuations and portfolio volatility. They seek to reduce risk and volatility by allocating assets across a variety of different, less correlated asset classes and across investment products with different management styles. They also use diversification to provide continual exposure to outperforming investments as asset classes and styles move in- and out-of-favor. The firm takes a long-term investment approach which affords greater risk tolerance and opportunities for compounded assets to grow through compounding. BNY Mellon Managed Investments is not overly concerned with short-term market results. They take a contrarian approach to asset class valuations to reduce the risk of buying at a cycle's peak only to be undercut by the inevitable correction. The firm believes that inflation rather than volatility poses the greatest threat to purchasing power and financial security. Their approach is based on taking prudent risk and managing it when possible.