Tracy E. Little

FI provides investment management services for clients within the categories of equity, fixed income, and blended accounts. All accounts have the goal of maximizing returns relative to risk compared to benchmarks. The firm’s Investment Policy Committee (IPC) monitors global economic, and market conditions and makes strategic investment decisions for client portfolios. Their approach is based on active, flexible portfolio management. FI employs a top-down investing approach and uses a flexible investment strategy.

Bank holding company

State commercial bank

Operates as a bank holding company whose subsidiary provides banking services

Northern Capital Management's (NCM) primary investment products are managed equity, balanced and fixed income portfolios. Portfolios are typically comprised of small-cap, mid-cap and large-cap domestic and international stocks, domestic and international equity ETFs, investment grade and below investment grade corporate bonds, government securities, fixed income ETFs and alternative investment ETFs, along with equity and fixed income mutual funds. NCM primarily focuses on long-term investing with an approach that relies on fundamental research along with a valuation assessment to determine a stock’s target price. The primary objective of Northern Capital’s equity portfolios is to provide returns from a diversified portfolio of securities that outpace market indices such as the S&P 500 Index. Equity portfolios are composed of small-, mid- and large-capitalization companies as well as ETFs, which are used to enhance returns and increase diversification. The use of ETFs provides portfolios with exposure to investment opportunities that may fall outside NCM's traditional research universe such as market segments (market-cap or style), international, alternative investment or sectors where individual stock selection does not adequately reflect the desired exposure. The primary objective of NCM's balanced portfolios is to provide a maximum return attainable from a combination of stocks, bonds, and cash within defined risk parameters. The equity segments of balanced accounts are managed using the same approach the firm uses for their core equity approach. Fixed income securities are evaluated and selected based on the firm's assumptions for interest rates, the treasury yield curve, issue-specific risk and a number of other macroeconomic variables. Holdings are concentrated in US Treasury securities, securities issued or guaranteed by US government agencies, investment and below investment grade corporate issues, notes or debentures convertible into common or preferred stock or with equity warrants attached, and fixed income ETFs. NCM's fixed income portfolios are designed to provide returns from a diversified portfolio of US Treasury, US government agency, corporate securities and ETFs that exceed the returns of the Barclay’s Intermediate Government/Credit Index.

CTIC aims to provide investors with attractive returns that align their risk profile and investment goals. The firm seeks to reduce risk through diversification across asset classes, sectors, and securities. They approach each investment with objectivity and a long-term perspective adhering to a diligent analytical process that focuses on business fundamentals, prospects, and valuations.

JPMorgan-IM helps clients protect and grow their wealth across generations, creating the potential for them to achieve the vision they seek for themselves, their families, their businesses and their legacies. Clients benefit from a range of expertise that spans investments, wealth structuring, trust and estate planning, credit, banking and risk management.

Provides commercial banking services

Functions as a College/University